Our private clients have a wide range of financial needs and goals. They often have concentrated stock and/or closely held business interests. They generally have a liquid net worth of $2mm – $10mm and a total net worth of $3mm – $15mm.
Family Office Clients
Our Family Office clients generally have $10mm of liquid assets and at least $20mm net worth. They tend to have multifaceted, complex financial situations that require a high level of strategic guidance and coordination of their complete balance sheet. This includes items like their illiquid private investments in private equity, venture capital, and real estate. At Mosaic, we coordinate and supervise your family’s entire advisory team: CPA, attorneys, and even insurance. We take a holistic approach, weaving our specialists into a family office that serves your entire financial needs. Your family will be serviced by a dedicated team, including a Family Wealth Coach and a Relationship Manager.
Our emerging clients tend to be younger individuals with high incomes and aggressive savings goals. This also refers to clients expecting future liquidity, inheritance, or sudden wealth. We strive to set vigorous savings and investment targets while keeping the cost of advisory and discretionary services at reasonable levels.
Many of our clients have accumulated their wealth over the course of their career and their primary concern is creating an income stream that they can’t outlive and will keep pace with inflation over the course of their retirement. We provide an elegant and thoughtful framework to give them peace of mind to know exactly how and where that income will be generated.
- 401k and Profit Sharing Plan Consulting
- Equity Compensation
- Stock Based Benefit Plans
- Non-Qualified Deferred Compensation
- 10b5-1 Plans
- Defined Benefit Plans Consulting
- Foundation and Endowment Consulting
Our clients lead remarkable lives:
- They’re forward thinkers.
- They’re entrepreneurial.
- They’re insightful community leaders.
- They’re driven corporate executives.
- They’re independent-minded business owners.
They are also busy.
Our clients’ ability to grow businesses, shape markets, and lead the way forward is what sets them apart from the rest. But this deep investment in professional life may leave little time for them to focus on financial life. Mosaic’s priority is to manage the complexity that comes with wealth, so our clients have more time to focus on what really matters.